Virtual Card Features

Zindigi MasterCard Virtual Card is free! (Minimum top up amount is Rs. 100).
Your Zindigi MasterCard Virtual Card is issued instantly – now you don’t need to wait for the card to be delivered to make transactions!
Your card is wherever you are! As long as you have the Zindigi App available to you, you can have access to your Zindigi Virtual Card.
Stay in control of your card: You can enable/disable international transaction and set your desired transaction limits for Zindigi MasterCard Virtual Card using the Zindigi App.
You can use your virtual card anywhere online, wherever MasterCard is accepted.
Want to use your Zindigi MasterCard Virtual Card for international payments? Simply upgrade your Zindigi account to Ultra to use your virtual card for international payments as well!.

Got Questions? We are here to help you!

Frequently Asked Questions

What is Zindigi Mastercard Virtual Card?

Zindigi Mastercard Virtual card is a prepaid card that allows you to make online/e-commerce transactions in Pakistan. If you upgrade your Zindigi account to Ultra, you can use the card for international ecommerce transactions as well. The virtual card can be created by customers instantly through the Zindigi App. You can even set the transaction limits for your virtual card through the app.

How can I create Zindigi Mastercard Virtual Card?

The virtual card can be created instantly using the Zindigi App:

Download and log in to the Zindigi App
Go to the card option and select Virtual Card
Select the design of your choice
Add funds to your card (minimum Rs. 100)
Create the card and enjoy convenient and secure online shopping

Once your virtual card is created, you’ll be able to see all the card details you need for online transactions including your card number, expiry date and CVV number through the app.

How can I use my Zindigi Mastercard Virtual Card?

You can use your card for online transactions. Simply select Mastercard as the payment type when you’re checking out, provide your virtual card details on the payment page and place your order.
Zindigi Mastercard Virtual Cards are enabled for 3D secure transactions so you may receive an OTP on your number which you will need to provide on the merchant’s website when making a payment.
You cannot use your Zindigi Mastercard Virtual Card on ATM withdrawals and/or Point of Sale (POS) purchases, since it is not a physical card.
Since the Zindigi Virtual Card is a prepaid card, you will not be able to use it to top up/send funds to any other wallet/account.

Where can I use my Zindigi Mastercard Virtual Card?

You can use your virtual card on any online website/merchant in Pakistan where Mastercard is accepted.
If you have Zindigi Ultra account, you can even use the card for international shopping where Mastercard is accepted.

What are the benefits of Zindigi Mastercard Virtual Card?

Created instantly! – You can create your Zindigi Virtual Card through the Zindigi App in just a few clicks and start using it immediately after its created.
Set your own spending limits – Select your own card limits for the card
Secure payment – your virtual card is 3D secure and payments are only limited to the amount you have added/loaded in the card
Buy everywhere – Your Zindigi Virtual Card allows you to make online purchases at eCommerce merchants/websites all over Pakistan (and internationally if you are a Zindigi Ultra customer), wherever MasterCard is accepted.

Can I block my Zindigi Virtual Card?

You can temporarily block your virtual card at any time using the Freeze feature in the Zindigi App. To unblock your card, you can simply unfreeze it and start using the card again.